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March 2006, Vol. 129, No. 3
Projected pension income: equality or disparity for the baby-boom cohort?
James H. Moore, Jr.
Economist, Office of Policy and Research, Employee Benefits Security Administration, Department of Labor, Washington, DC.
This article presents data from the Modeling Income in the Near Term (MINT 3) system to address the question of what is in store for the baby-boom cohort once it reaches age 62. The primary objective is to examine disparities in projected pension eligibility and income among the various baby-boom subgenerations upon reaching 62 years. Over time, both eligibility for pensions and income from employer-sponsored pension plans will increase for baby boomers. Eligibility rates and benefit amounts are projected to be greater for late boomers overall and, within the late-boomer category, men, whites, and the more educated.
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