Table 17. High deductible health plans:(1) Amount of annual individual deductible, private industry workers, National Compensation Survey, 2011 (Includes workers participating in high deductible health plans) Amount of annual deductible Characteristics 10th 25th 50th 75th 90th percenti- percenti- percenti- percenti- percenti- le le le le le (median) All workers............................. $1,250 $1,500 $2,000 $2,500 $3,000 Worker characteristic Management, professional, and related... 1,200 1,500 2,000 2,500 3,000 Management, business, and financial... 1,250 1,500 2,000 2,500 2,750 Professional and related.............. 1,200 1,500 2,000 2,400 3,000 Service................................. 1,250 1,500 2,000 2,500 – Sales and office........................ 1,400 1,500 2,000 2,500 3,000 Sales and related..................... 1,500 1,500 2,000 2,500 3,000 Office and administrative support..... 1,350 1,500 1,800 2,500 2,650 Natural resources, construction, and maintenance............................. 1,250 1,750 2,400 2,500 3,000 Installation, maintenance, and repair 1,250 1,500 2,400 3,000 3,000 Production, transportation, and material moving.................................. 1,250 1,500 – 2,500 3,000 Production............................ 1,250 1,300 1,800 2,500 3,000 Transportation and material moving.... 1,300 1,500 1,500 2,500 3,000 Full time............................... 1,250 1,500 2,000 2,500 3,000 Part time............................... 1,250 1,400 1,800 2,500 2,700 Union................................... 1,250 1,300 1,500 – 2,500 Nonunion................................ 1,250 1,500 2,000 2,500 3,000 Average wage within the following categories:(2) Lowest 25 percent..................... 1,250 1,350 2,000 2,500 – Second 25 percent..................... 1,250 1,500 2,000 2,500 3,000 Third 25 percent...................... 1,250 1,500 2,000 2,500 3,000 Highest 25 percent.................... 1,250 1,500 1,750 2,500 2,500 Highest 10 percent.................. 1,200 1,300 2,000 2,500 2,500 Establishment characteristic Goods-producing industries.............. 1,250 1,500 2,000 2,500 3,000 Construction.......................... 1,500 2,000 2,400 2,500 2,500 Manufacturing......................... 1,250 1,350 – 2,500 3,000 Service-providing industries............ 1,250 1,500 2,000 2,500 3,000 Trade, transportation, and utilities.. 1,250 1,500 2,500 2,500 3,000 Wholesale trade..................... 1,500 1,500 2,500 2,500 3,000 Retail trade........................ 1,250 1,500 – 2,500 3,000 Information........................... 1,200 1,200 1,250 – 2,100 Financial activities.................. 1,200 1,260 1,500 2,000 2,500 Finance and insurance............... 1,200 1,300 1,500 2,000 2,500 Credit intermediation and related activities........................ 1,200 1,500 1,500 2,100 2,500 Insurance carriers and related activities........................ 1,200 1,260 1,500 2,000 2,500 Professional and business services.... 1,300 1,500 1,750 2,250 2,500 Education and health services......... 1,250 1,500 2,000 2,400 3,000 Healthcare and social assistance.... 1,250 1,500 2,000 2,500 – 1 to 99 workers......................... 1,250 1,500 2,000 2,500 3,000 1 to 49 workers....................... 1,500 1,500 2,000 2,500 3,000 50 to 99 workers...................... 1,250 1,500 2,000 2,500 3,000 100 workers or more..................... 1,200 1,300 1,500 2,400 2,700 100 to 499 workers.................... 1,250 1,300 1,500 2,400 3,000 500 workers or more................... 1,200 1,300 1,500 2,400 2,600 Geographic area New England............................. 1,350 – 2,400 2,500 3,000 Middle Atlantic......................... 1,250 1,500 2,000 2,500 – East North Central...................... 1,250 1,300 2,000 2,500 2,500 West North Central...................... 1,250 1,500 1,750 2,500 – South Atlantic.......................... 1,500 1,500 2,000 2,300 2,500 East South Central...................... 1,200 1,250 2,300 2,500 3,000 West South Central...................... 1,260 1,500 2,000 3,000 3,000 Mountain................................ 1,500 2,000 – 3,000 3,000 Pacific................................. 1,250 1,250 1,500 2,500 3,000 1 A high deductible health plan (HDHP) is a health plan which typically has a higher deductible and lower premium than a traditional health plan. An individual plan must have a minimum deductible of $1,200 to be classified as a HDHP. Normally the plan includes catastrophic coverage to protect against large medical expenses, but the insured is responsible for routine out-of-pocket expenses. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.