Table 8. Fee-for-service plans: Type and amount of annual family deductible, private industry workers, National Compensation Survey, 2011 (All workers participating in fee-for-service plans = 100 percent) With deductible With fixed With variable deductible deductible With no Not Characteristics Total Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service All workers............................. 100 89 – – 56 $1,500 $3,000 – – 11 (1) Worker characteristic Management, professional, and related... 100 89 – – 60 1,500 3,000 $750 – 11 (1) Management, business, and financial... 100 87 – – 54 1,500 3,000 – – 13 (1) Professional and related.............. 100 90 – – 64 – – – – 10 (1) Service................................. 100 88 – – 62 1,500 2,400 – – 12 (1) Protective service.................... 100 86 – – 80 3,000 3,600 – – – – Sales and office........................ 100 89 – – 53 1,500 3,000 – – 11 (1) Sales and related..................... 100 92 – – 55 1,500 3,000 1,500 – 8 – Office and administrative support..... 100 87 – – 51 1,500 3,000 – – 13 (1) Natural resources, construction, and maintenance............................. 100 90 – – 48 2,000 4,000 – – 10 1 Construction, extraction, farming, fishing, and forestry................. 100 89 51 $600 – – – – – – – Installation, maintenance, and repair 100 90 – – 55 – 4,000 3,000 – 10 (1) Production, transportation, and material moving.................................. 100 89 – – 58 1,500 2,400 – – 11 – Production............................ 100 87 – – 56 2,000 – 3,000 – 13 – Transportation and material moving.... 100 91 30 1,500 61 – 2,100 1,500 – 9 – Full time............................... 100 89 – – 57 1,500 3,000 – – 10 (1) Part time............................... 100 82 – – 49 1,500 2,300 750 – 18 – Union................................... 100 78 – – 44 900 1,500 – – 22 (1) Nonunion................................ 100 90 – – 58 1,500 3,000 – – 9 (1) Average wage within the following categories:(2) Lowest 25 percent..................... 100 89 – – 59 1,600 3,000 – – – – Lowest 10 percent................... 100 76 32 – 44 1,500 – – – – – Second 25 percent..................... 100 92 – – 57 2,000 3,450 – – 8 (1) Third 25 percent...................... 100 88 – – 57 1,500 3,000 1,500 – 11 (1) Highest 25 percent.................... 100 87 – – 54 1,200 2,400 – – 13 (1) Highest 10 percent.................. 100 87 – – 53 1,000 2,000 – – 13 (1) Establishment characteristic Goods-producing industries.............. 100 86 – – 50 – 3,000 3,000 – 14 (1) Construction.......................... 100 82 47 – 36 1,500 3,600 – – – – Manufacturing......................... 100 86 – – 55 2,000 3,000 3,000 – 14 – Service-providing industries............ 100 90 – – 58 1,500 3,000 800 – 10 (1) Trade, transportation, and utilities.. 100 94 – – 60 – 3,000 – – 6 – Wholesale trade..................... 100 94 33 – 61 4,500 – – – – – Retail trade........................ 100 93 – – 58 2,000 3,000 – – – – Utilities........................... 100 100 – – 53 – – – – – – Information........................... 100 80 21 – 59 1,500 – – – 16 4 Financial activities.................. 100 84 – – 57 1,500 3,000 – – 16 – Finance and insurance............... 100 84 – – 57 1,500 2,900 1,500 – 16 – Credit intermediation and related activities........................ 100 83 – – 55 – 3,000 1,900 – 17 – Insurance carriers and related activities........................ 100 90 – – 61 – 2,900 – – – – Professional and business services.... 100 85 – – 48 – – – – 15 – Professional and technical services 100 87 – – 55 – 4,000 – – – – Education and health services......... 100 92 – – 63 1,500 3,600 – – 8 (1) Educational services................ 100 94 – – 71 1,000 2,000 – – – – Junior colleges, colleges, and universities...................... 100 93 – – 74 1,200 2,000 600 – 6 (1) Healthcare and social assistance.... 100 91 – – 61 1,500 4,000 – – 9 (1) Leisure and hospitality............... 100 95 – – 70 1,500 2,400 – – – – 1 to 99 workers......................... 100 90 – – 55 2,500 4,500 – – 10 (1) 1 to 49 workers....................... 100 90 – – 59 – 4,500 – – 10 (1) 50 to 99 workers...................... 100 89 – – 47 2,400 4,800 3,000 – 11 – 100 workers or more..................... 100 88 – – 57 1,200 2,100 – – 12 (1) 100 to 499 workers.................... 100 90 – – 57 1,500 3,000 1,500 – 10 1 500 workers or more................... 100 86 – – 58 900 1,600 – – 14 (1) Geographic area New England............................. 100 88 – – 52 1,700 3,400 – – 12 – Middle Atlantic......................... 100 79 – – 57 1,000 1,800 100 – 21 (1) East North Central...................... 100 93 – – 66 1,500 3,600 1,500 – – – West North Central...................... 100 97 – – 67 1,950 4,000 1,500 – 3 (1) South Atlantic.......................... 100 92 – – 55 2,000 – 750 – – – East South Central...................... 100 93 – – 54 – – 750 – – – West South Central...................... 100 89 32 1,500 57 – – – – 11 – Mountain................................ 100 85 – – 49 – 2,000 – – – – Pacific................................. 100 84 42 750 – – – – – 16 (1) 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.