Table 3. Medical care benefits: Amount of lifetime maximum, private industry workers, National Compensation Survey, 2011 (All workers participating in medical care plans = 100 percent) Amount of lifetime maximum With Not Characteristics Total lifetime Unlimited Other determin- maximum 10th 25th 50th 75th 90th maximum able percentile percentile percentile percentile percentile (median) All workers............................. 100 31 $1,000,000 $1,000,000 $2,000,000 $5,000,000 $5,000,000 63 – – Worker characteristic Management, professional, and related... 100 27 1,000,000 2,000,000 2,000,000 5,000,000 5,000,000 69 – – Management, business, and financial... – 26 1,000,000 2,000,000 2,000,000 5,000,000 5,000,000 70 – – Professional and related.............. 100 27 1,000,000 – – 5,000,000 5,000,000 69 – – Service................................. 100 32 – 1,000,000 – – 5,000,000 62 – 6 Protective service.................... 100 – – – – – – 71 – (1) Sales and office........................ 100 29 1,000,000 – 2,000,000 5,000,000 5,000,000 64 – – Sales and related..................... 100 29 – – 2,000,000 5,000,000 5,000,000 64 – – Office and administrative support..... 100 29 1,000,000 – 2,000,000 5,000,000 5,000,000 64 – – Natural resources, construction, and maintenance............................. 100 38 1,000,000 – – 5,000,000 5,000,000 55 – – Construction, extraction, farming, fishing, and forestry................. 100 40 1,000,000 1,000,000 2,000,000 – 5,000,000 50 – – Installation, maintenance, and repair 100 36 1,000,000 – 5,000,000 5,000,000 5,000,000 58 – 6 Production, transportation, and material moving.................................. 100 37 1,000,000 1,000,000 2,000,000 5,000,000 5,000,000 55 – – Production............................ 100 38 1,000,000 1,000,000 – 5,000,000 5,000,000 52 – 10 Transportation and material moving.... 100 37 – 1,000,000 2,000,000 – 5,000,000 59 – – Full time............................... 100 31 1,000,000 – 2,000,000 5,000,000 5,000,000 63 – – Part time............................... 100 32 400,000 – – 2,000,000 – 60 – – Union................................... 100 34 – 1,000,000 1,000,000 2,000,000 5,000,000 59 – – Nonunion................................ 100 30 1,000,000 – 2,000,000 5,000,000 5,000,000 64 – – Average wage within the following categories:(2) Lowest 25 percent..................... 100 36 – 1,000,000 2,000,000 5,000,000 5,000,000 55 – – Lowest 10 percent................... 100 31 400,000 1,000,000 1,000,000 2,000,000 2,000,000 54 – 16 Second 25 percent..................... 100 29 1,000,000 – 2,000,000 5,000,000 5,000,000 63 – – Third 25 percent...................... 100 33 1,000,000 1,000,000 2,000,000 5,000,000 5,000,000 61 – – Highest 25 percent.................... 100 28 1,000,000 – 2,000,000 5,000,000 5,000,000 67 – – Highest 10 percent.................. 100 23 1,000,000 2,000,000 – 5,000,000 5,000,000 73 – – Establishment characteristic Goods-producing industries.............. 100 37 1,000,000 1,000,000 2,000,000 5,000,000 5,000,000 55 – – Construction.......................... – 39 1,000,000 1,000,000 2,000,000 – 5,000,000 51 – – Manufacturing......................... 100 36 1,000,000 – – 5,000,000 5,000,000 57 – 7 Service-providing industries............ 100 29 1,000,000 1,000,000 2,000,000 5,000,000 5,000,000 65 – – Trade, transportation, and utilities.. 100 35 – 1,000,000 2,000,000 5,000,000 5,000,000 59 – – Wholesale trade..................... 100 46 1,000,000 – 5,000,000 5,000,000 5,000,000 53 – 1 Retail trade........................ 100 32 400,000 1,000,000 2,000,000 – 5,000,000 60 – – Utilities........................... 100 25 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000 67 – 8 Information........................... – – – – – – – 80 – 6 Financial activities.................. 100 24 1,000,000 – – 5,000,000 5,000,000 68 – – Finance and insurance............... 100 20 2,000,000 2,000,000 – 5,000,000 5,000,000 70 – – Credit intermediation and related activities........................ 100 17 2,000,000 2,000,000 5,000,000 5,000,000 5,000,000 71 – 12 Insurance carriers and related activities........................ – 27 2,000,000 2,000,000 2,000,000 – 5,000,000 69 – – Professional and business services.... 100 28 1,000,000 – – 5,000,000 5,000,000 68 – – Professional and technical services 100 35 – 2,000,000 – 5,000,000 5,000,000 62 – 3 Education and health services......... 100 26 1,000,000 – 2,000,000 5,000,000 5,000,000 68 – – Educational services................ – 22 1,000,000 – 2,000,000 – 5,000,000 77 – 1 Junior colleges, colleges, and universities...................... 100 24 1,000,000 – 2,000,000 – 5,000,000 74 – 1 Healthcare and social assistance.... 100 27 1,000,000 – 2,000,000 5,000,000 5,000,000 66 – – Leisure and hospitality............... 100 34 – 1,000,000 – – 5,000,000 58 – 8 1 to 99 workers......................... 100 31 1,000,000 – – 5,000,000 5,000,000 63 – – 1 to 49 workers....................... 100 33 1,000,000 2,000,000 – 5,000,000 5,000,000 60 – – 50 to 99 workers...................... 100 26 1,000,000 – 2,000,000 5,000,000 5,000,000 68 – – 100 workers or more..................... 100 31 1,000,000 1,000,000 2,000,000 5,000,000 5,000,000 63 – – 100 to 499 workers.................... 100 35 – 1,000,000 2,000,000 5,000,000 5,000,000 58 – – 500 workers or more................... 100 26 1,000,000 1,000,000 2,000,000 – 5,000,000 70 – – Geographic area New England............................. – 19 2,000,000 2,000,000 2,000,000 2,500,000 – 73 – 7 Middle Atlantic......................... 100 19 – 1,000,000 – – 5,000,000 79 – 2 East North Central...................... 100 39 1,000,000 2,000,000 – 5,000,000 5,000,000 56 – – West North Central...................... 100 28 1,000,000 2,000,000 – 5,000,000 5,000,000 65 – – South Atlantic.......................... 100 32 1,000,000 1,000,000 2,000,000 – 5,000,000 65 – – East South Central...................... 100 44 1,000,000 – 2,000,000 – 5,000,000 51 – – West South Central...................... 100 39 1,000,000 – – 5,000,000 5,000,000 47 – – Mountain................................ 100 34 – 1,000,000 2,000,000 – 5,000,000 57 – – Pacific................................. 100 26 1,000,000 – 2,000,000 5,000,000 5,000,000 66 – – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.