Table 15. Standard errors for fee-for-service plans: Amount of annual individual out-of-pocket maximum, state and local government workers, National Compensation Survey, 2011 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 1.5 $25 $0 $150 $189 $81 1.5 0.2 Worker characteristic Management, professional, and related... 1.5 93 0 225 136 202 1.6 0.1 Professional and related.............. 1.6 25 0 233 126 250 1.6 0.1 Teachers............................ 1.9 0 0 282 71 337 1.9 0.2 Primary, secondary, and special education school teachers......... 2.2 57 0 327 96 170 2.2 0.2 Service................................. 1.9 0 0 206 188 75 1.9 0.4 Protective service.................... 3.1 28 35 88 205 148 3.0 0.7 Sales and office........................ 2.4 115 29 218 252 161 2.4 0.3 Office and administrative support..... 2.3 85 0 257 211 247 2.3 0.3 Natural resources, construction, and maintenance............................. 3.2 14 20 50 410 72 3.2 0.5 Production, transportation, and material moving.................................. 4.2 85 83 45 251 355 4.3 0.5 Full time............................... 1.5 22 0 147 184 53 1.5 0.2 Part time............................... 3.7 – 57 431 430 362 3.7 (1) Union................................... 2.7 0 51 121 0 0 2.6 0.3 Nonunion................................ 1.5 108 216 0 0 219 1.5 0.1 Average wage within the following categories:(2) Lowest 25 percent..................... 2.2 92 – 55 86 121 2.3 0.2 Lowest 10 percent................... 3.0 108 331 151 0 311 3.0 0.1 Second 25 percent..................... 2.3 38 0 226 258 29 2.3 0.3 Third 25 percent...................... 1.6 99 0 248 90 57 1.6 0.2 Highest 25 percent.................... 1.7 0 112 0 222 181 1.7 0.2 Highest 10 percent.................. 2.8 0 40 101 343 180 2.8 0.2 Establishment characteristic Service-providing industries............ 1.5 37 0 153 189 105 1.5 0.2 Education and health services......... 1.6 114 0 277 86 235 1.6 0.2 Educational services................ 1.8 134 0 216 55 310 1.8 0.2 Elementary and secondary schools.. 2.2 0 0 243 0 69 2.2 0.3 Junior colleges, colleges, and universities...................... 3.1 10 55 338 139 242 3.1 – Health care and social assistance... 2.6 – 285 216 278 208 2.6 0.1 Hospitals......................... 1.9 – 136 261 321 708 1.9 0.1 Public administration................. 2.1 20 16 20 249 182 2.0 0.4 1 to 99 workers......................... 4.4 189 0 335 159 180 4.4 0.5 1 to 49 workers....................... 5.1 45 277 98 161 0 – – 50 to 99 workers...................... 5.0 – 0 363 260 0 5.0 – 100 workers or more..................... 1.4 0 0 188 158 221 1.3 0.1 100 to 499 workers.................... 2.3 – 146 39 305 0 2.3 0.4 500 workers or more................... 1.7 149 89 250 52 126 1.7 0.1 State government........................ 2.6 0 81 381 292 274 2.6 0.1 Local government........................ 1.7 0 0 150 129 49 1.7 0.2 Geographic area New England............................. – – – – – – 11.8 – Middle Atlantic......................... 4.5 0 0 102 98 247 4.5 0.1 East North Central...................... 2.9 20 129 64 382 90 3.1 0.8 West North Central...................... 6.4 0 247 346 364 20 – – South Atlantic.......................... 2.9 199 0 0 108 350 2.9 0.1 West South Central...................... 3.8 92 147 0 73 208 – – Mountain................................ 14.2 184 202 0 486 – – – Pacific................................. 3.9 91 260 141 0 193 – – 1 Less than 0.05. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.